body {
            font-family: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial;
        }

        .wrap10 {

            margin: 0 auto;
            background: #fff;
            padding: 15px;
            border-radius: 8px;
            box-shadow: 0 8px 30px rgba(2, 6, 23, 0.06);
        }

        .wrap10 header h1 {
            font-size: 28px;
            color: #0b3b5a;
            margin: 0 0 8px;
        }

         .wrap10 h2 {
            font-size: 20px;
            color: #0b3b5a;
            margin-top: 20px;
        }

         .wrap10 h3 {
            font-size: 16px;
            color: #0b3b5a;
            margin-top: 16px;
        }

        .wrap10  h4 {
            font-size: 14px;
            color: #0b3b5a;
            margin-top: 12px;
        }

         .wrap10 p {
            margin: 10px 0;
            color: #334155;
        }

         .wrap10 ul {
            margin: 10px 0 16px 20px;
            color: #334155;
        }

        .cta {
            display: inline-block;
            background: #d32f2f;
            color: #fff;
            padding: 10px 16px;
            text-decoration: none;
            border-radius: 6px;
            margin-top: 12px;
        }

        .meta {
            font-size: 13px;
            color: #6b7280;
            margin-bottom: 12px;
        }

        .columns {
            display: flex;
            gap: 12px;
            flex-wrap: wrap;
        }

        .col-d {
            flex: 1 1 300px;
            background: #f1f5f9;
            padding: 12px;
            border-radius: 6px;
        }

        @media (max-width:640px) {
            .columns {
                flex-direction: column
            }
        }